湖北公益快三-【2020最火平台】 http://nctyq.com NZ's most trusted personal finance journalist Fri, 26 Jun 2020 05:12:55 +0000 en-NZ hourly 1 http://wordpress.org/?v=5.2.7 湖北公益快三-【2020最火平台】 http://nctyq.com/nz-herald-27-june-2020/ Fri, 26 Jun 2020 12:00:14 +0000 http://nctyq.com/?p=10191 Government KiwiSaver contributions to over 65s wouldn’t work, or be fair How reader with cancer could set up her savings Over how long should you drip-feed a lump sum into an investment? Is weekly drip-feeding better than monthly? I suggest reader takes rental property off the market … … but she’s sold it! Don’t put proceeds into another rental QYou recently wrote about the “unfairness”.

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湖北公益快三-【2020最火平台】 http://nctyq.com/nz-herald-20-june-2020/ Fri, 19 Jun 2020 12:00:25 +0000 http://nctyq.com/?p=10177 A “bit of bitcoin” is OK, but don’t get carried away Realistic recommendation on fixed versus floating mortgage rates KiwiSaver could be more welcoming to newcomer with mortgage KiwiSaver timeframes all over the place QI have run a small portfolio of shares over the last ten years, trying to save for my retirement. It is a mixture of index funds and share picks. With the Covid crisis and all the...

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湖北公益快三-【2020最火平台】 http://nctyq.com/rnz-radio-18-june-2020/ Thu, 18 Jun 2020 03:10:19 +0000 http://nctyq.com/?p=10189 Some examples: work from home vs support CBD businesses, Buy NZ goods vs imports In more depth: Encouraging you to spend vs setting up your emergency fund 2 recent surveys: How big are people’s emergency funds? What are people doing about that? The big question: Is it selfish to look after your own finances, rather than helping the economy to recover? Listen to the segment below, or click here to...

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湖北公益快三-【2020最火平台】 http://nctyq.com/nz-herald-13-june-2020/ Fri, 12 Jun 2020 12:00:27 +0000 http://nctyq.com/?p=10171 Should out-of-work couple keep contributing to KiwiSaver? Why I worry about the share market recovery A way for special needs daughter to gain more financial flexibility How to decide which mortgage term to go for Best choice for employee who effectively pays his own KiwiSaver employer contributions How to improve your chances of being answered in this column QI’m a regular reader of your...

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湖北公益快三-【2020最火平台】 http://nctyq.com/nz-herald-6-june-2020/ Fri, 05 Jun 2020 12:00:49 +0000 http://nctyq.com/?p=10167 My expertise on cows and farmers’ markets is called into question… … Nonetheless, my comments last week helped reader KiwiSaver becoming workable for people with special needs Change KiwiSaver provider any time, but take care with changing funds Who does government borrow from, and how? Are we likely to see negative interest rates, and if so, where should we save? Not good news on tax and negative...

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湖北公益快三-【2020最火平台】 http://nctyq.com/rnz-radio-4-june-2020/ Thu, 04 Jun 2020 03:20:17 +0000 http://nctyq.com/?p=10149 Commission for Financial Capability survey results How we could do this better: Sidecar emergency savings fund attached to KiwiSaver More use of moneytalks.co.nz to access free financial advice and budgeting help Build up your own emergency fund Listen to the segment below, or click here to read Radio NZ’s summary. You can listen to these sessions as podcasts. Subscribe free to Mary’s RNZ...

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湖北公益快三-【2020最火平台】 http://nctyq.com/nz-herald-30-may-2020/ Fri, 29 May 2020 12:00:37 +0000 http://nctyq.com/?p=10139 Where to put your money if you’ve lost faith in all financial assets Why being in a balanced fund isn’t always equal to being in both low- and high-risk funds Suggestion for last week’s couple unable to buy a home because of his parents’ mortgage Tax on PIEs and uneven tax burden How to make use of new info on KiwiSaver statements QI am 68 and my wife, 66, and we have recently retired.

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湖北公益快三-【2020最火平台】 http://nctyq.com/nz-herald-23-may-2020/ Fri, 22 May 2020 12:00:29 +0000 http://nctyq.com/?p=10105 Help abounds for young man who helped parents get a mortgage My tax info not good enough for accountant How to tell how strong your bank is Can you be in more than one Simplicity fund? House buying plan depends on two impossible forecasts Put most of savings into house deposit Young man loses house deposit in receivership Divorced woman, 59, should put most money into new home QSouth Auckland has...

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湖北公益快三-【2020最火平台】 http://nctyq.com/rnz-radio-21-may-2020/ Thu, 21 May 2020 03:15:51 +0000 http://nctyq.com/?p=10103 You’ll be told your expected savings at 65 (inflation adjusted) Also how much you will be able to spend per week until age 90 (inflation adjusted) (But you won’t get this if you’re new to that provider, under 18 or over 65) How these numbers are calculated What if you don’t fit the assumptions, eg you plan to retire before or after 65? What to do if your numbers are worryingly low Listen to the...

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湖北公益快三-【2020最火平台】 http://nctyq.com/nz-herald-16-may-2020/ Fri, 15 May 2020 12:00:09 +0000 http://nctyq.com/?p=10061 Am I helping the big guys at the expense of small investors? Why you might want to be in more than one of your provider’s KiwiSaver funds Tax on KiwiSaver and other funds is gentle Limit buys can work well when buying shares Investing versus paying down mortgage in low-rate environment … … and taking diversification into account Be in KiwiSaver as well as making extra mortgage payments Take...

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