Q&As: 2 Q&As on how the self-employed can make the most of KiwiSaver; More to come on tax deductibility of mortgage interest when you rent out your former home.
If the Government can do it… If there’s one topic that I should write about more often, but I avoid because I fear it will turn people off, it’s budgeting. But with the government’s Budget in the news, now is as good a time as any to consider the way we — as individuals or couples — spend our money. And I promise not to get preachy.
Q&As: Far from being “devalued”, bank term deposits are a good deal these days; Don’t bail out of funds that include shares, despite forecasts of lower long-term returns; No, last week’s comment on the non-deductibility of mortgage interest wasn’t wrong — 2 Q&As; Another option for last week’s correspondent is house-sitting.
Q&As: Grandma will help grandson more by opening her own KiwiSaver account and giving him the savings; Ultraconservative KiwiSaver funds are as safe as bank accounts, and bring much higher returns; Is lack of self control more prevalent now than in the past?; Government bonds have their place for the ordinary investor.